Meet the experts behind IOU Property

Matthew Wilson

Matt is a self-confessed tragic property investor. The type who spends late nights buried in research papers, investment forums and market data, not because he has to, but because he genuinely enjoys it.

In his early 30s, Matt built a multi-million-dollar property portfolio, giving him the freedom to step away from a traditional engineering career and rethink what work and life could look like. Property, for him, was never just about numbers. It was about creating choice, flexibility and long-term options.

Today, Matt runs his business alongside his wife Jess while raising their two daughters. Being a dad has sharpened his focus on what money is really for — reducing stress, improving emotional wellbeing and allowing families to make decisions from a place of confidence rather than pressure.

Helping others use property as a tool to create that same freedom is what drives his work.
Outside of work, Matt keeps busy with training, running, sport and motorbikes — the outlet that helps him switch off and stay balanced.

Jessica Wilson

Jess is a key part of IOU Property, bringing structure, creativity and calm to the business. A talented photographer and marketing lead, she runs a successful marketing company and plays an important role in shaping how IOU operates, communicates and connects with clients.

She is the “get it done” person in the business — turning ideas into action and helping bring long-term visions into reality. Jess has a grounded, practical approach and a strong ability to cut through noise, providing a steady, real-life perspective that balances strategy with execution.

Jess has also been a major contributor to building their property portfolio, supporting decisions and long-term planning alongside Matt. Outside of work, she’s a fitness enthusiast and a devoted mum to their two daughters, driven by the belief that wealth should support real life, not complicate it.

Ember Mitchell

Ember heads up acquisitions and client experience at IOU Property and is a highly experienced property investor in her own right.

She has built a multi-million-dollar portfolio across multiple states and brings a sharp eye for quality deals, untapped potential and strategies that maximise long-term returns. With construction qualifications and hands-on experience running successful businesses, Ember understands her way around a worksite better than most tradies. This practical knowledge allows her to assess properties beyond the surface, identifying build quality, renovation potential and value-add opportunities others often miss.

Ember deeply understands the flexibility and choice property can create and brings a huge care factor to every client relationship. Her approach is calm, detail-driven and client-focused, ensuring people feel supported and confident throughout the process.

Outside of work, Ember enjoys travel, exploring with her puppy and, unsurprisingly, renovating — again and again.

Are you ready to secure your financial future?

We exist to help people generate wealth and gain back their time through property investment. Get in touch with us today.